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An analysis of Stafford loan repayment burdens

Chapman, Bruce; Lounkaew, Kiatanantha


There is significant unease with the state of college loans in the US, of which Stafford loans are the most common. One of the most important issues relates to the “repayment burden” (RB), the proportion of a debtor's income per period required to repay loans. RBs are fundamental to assessments of student loan systems, and must impact on debtors' consumption experience and loan default probabilities. Surprisingly, there is little evidence of the size of RBs with respect to Stafford loans and...[Show more]

CollectionsANU Research Publications
Date published: 2015-02-04
Type: Journal article
Source: Economics of Education Review
DOI: 10.1016/j.econedurev.2014.11.003


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