Kannapiran, Chinna A.2019-03-302019-03-3019951834-9455 (online)0817-8038 (print)101_institutional.pdfhttp://hdl.handle.net/1885/157415Since their inception, the rural finance institutions have been unable to meet the expectations of planners and beneficiaries, and concerns have been raised about a lack of credit facilities for the rural sector. In spite of three decades of experience in rural financing, Papua New Guinea has not been able to establish a viable rural financial institution. Reforms to the Rural Development Bank to improve its performance are suggested here.30 KBapplication/pdfen-AUAuthor/s retain copyright