HECS system changes: impact on students [Discussion Paper]
This paper examines the impact of changes to Australia’s student financing system on various hypothetical students who choose the Government’s proposed deferred payment options, HECS-HELP and FEE-HELP. The present values of their HECS repayments under the existing (2004) system are compared with the present values of repayments under various alternative systems. These alternative systems relate to increasing the HECS charge by 25 per cent for HECS-HELP students and introducing a fee paid with a...[Show more]
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