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Risk equalisation and voluntary health insurance markets: the case of Australia

Connelly, Luke; Paolucci, Francesco; Butler, James; Collins, Paul


In April 2007, Australia introduced a risk equalisation (RE) scheme (de facto a claims equalisation scheme), which replaced an extant reinsurance scheme that had operated since 1976. This scheme is one of a number of policy measures that the Australian Government has instituted to support the voluntary private health insurance (PHI) market which is subject to mandatory community rating and the attendant problem of selection. The latter has been a persistent concern in the Australian PHI market...[Show more]

CollectionsANU Research Publications
Date published: 2010
Type: Journal article
Source: Health Policy
DOI: 10.1016/j.healthpol.2010.06.002


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