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Modeling income dynamics for public policy design: An application to income contingent student loans

Higgins, Timothy; Sinning, Mathias


This paper studies the importance of dynamic earnings modeling for the design of income contingent student loans (ICLs). ICLs have been shown to be theoretically optimal in terms of efficiency in the presence of risk aversion, adverse selection and moral

CollectionsANU Research Publications
Date published: 2013
Type: Journal article
Source: Economics of Education Review
DOI: 10.1016/j.econedurev.2013.08.009


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